Save Money on Mercedes-Benz E350 Insurance in Miami

It’s astonishing, but nearly 70% of customers have stayed with the same insurance company for a minimum of four years, and nearly half have never compared quotes from other companies. With the average premium in the U.S. being $1,847, drivers could save an average of up to 47% each year by just comparing rate quotes, but most undervalue the large savings they would see if they switch to a new company.

Insurance for Mercedes-Benz E350The most effective way to get cheaper Mercedes-Benz E350 insurance is to compare prices at least once a year from different companies who provide car insurance in Miami. Rates can be compared by following these guidelines.

An essential thing to point out is that you use the same deductibles and limits on every quote request and and to get prices from every insurance company. Doing this helps ensure a fair rate comparison and a complete rate analysis.

Shopping around for affordable coverage in Miami is simple if you know the tricks. If you have a policy now or just want to save money, use these money-saving tips to save money without sacrificing coverage. Smart shoppers only need to know the fastest way to get comparison quotes from many different companies.

The companies shown below are our best choices to provide free rate quotes in Florida. To find cheap car insurance in Miami, it’s highly recommended you get rates from several of them in order to find the cheapest rates.

Insurance is not optional

Despite the potentially high cost of Mercedes-Benz E350 insurance, insurance is a good idea for several reasons.

The benefits of insuring your E350 more than offset the price you pay, especially if you ever need it. The average driver in Florida is wasting up to $830 a year so it’s important to compare rates every year to ensure rates are inline.

Premium rates and analysis

The rate information shown next showcases estimates of policy rates for Mercedes-Benz E350 models. Having a better idea how insurance rates are formulated can benefit drivers when making smart choices when purchasing an auto insurance policy.

Mercedes-Benz E350 Insurance Rates in Miami, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $348 $922 $334 $20 $100 $1,724 $144
E350 4-Dr Sedan $384 $826 $258 $16 $78 $1,562 $130
E350 with 4-MATIC 4-Dr Sedan $384 $826 $258 $16 $78 $1,562 $130
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Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Florida minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Price information does not factor in zip code location which can change rates considerably.

Deductible comparison

A question often asked by Miami drivers is which deductibles should you choose. The data tables below may help to conceptualize how much more rates are between low and high coverage deductibles. The first rate estimation uses a $250 deductible for comp and collision and the second data table uses a $1,000 deductible.

Mercedes-Benz E350 insurance policy rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $406 $930 $354 $20 $106 $1,841 $153
E350 4-Dr Sedan $446 $834 $276 $16 $82 $1,679 $140
E350 with 4-MATIC 4-Dr Sedan $446 $834 $276 $16 $82 $1,679 $140
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Mercedes-Benz E350 insurance policy rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $250 $586 $354 $20 $106 $1,316 $110
E350 4-Dr Sedan $276 $524 $276 $16 $82 $1,174 $98
E350 with 4-MATIC 4-Dr Sedan $276 $524 $276 $16 $82 $1,174 $98
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Estimates do not factor in specific location which can affect coverage rates substantially.

Using the data above, we can ascertain that using a $250 deductible will cost you about $42 more each month or $504 every year than choosing the higher $1,000 deductible. Since the policyholder would be required to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to have at least 18 months between claim filings, you would come out ahead by selecting a higher deductible.

Age-based car insurance rates by gender

The diagram below shows the comparison of Mercedes-Benz E350 car insurance costs for male and female drivers. The information is based on no accidents, no driving violations, full physical damage coverage, $250 deductibles, marital status is single, and no additional discounts are factored in.

Mercedes-Benz E350 insurance discounts in Miami

Car insurance is neither fun to buy or cheap, but there are discounts available that could drop your premiums quite a bit. Some discounts will apply at the time you complete a quote, but less common discounts must be manually applied prior to getting the savings.Cheaper car insurance with discounts

As a sidenote, most of the big mark downs will not be given to the entire cost. A few only apply to specific coverage prices like comp or med pay. Even though it appears it’s possible to get free car insurance, insurance companies wouldn’t stay in business.

The information below visualizes the comparison of Mercedes-Benz E350 yearly insurance costs with and without discounts being applied to the rates. The price estimates are based on a male driver, no claims or driving violations, Florida state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, homeowner, claim-free, multi-car, safe-driver, and multi-policy discounts applied.

Some of the insurance companies who might offer these money-saving discounts include:

It’s a good idea to ask every prospective company how many discounts you can get. A few discounts may not apply in your state. To see insurance companies with the best discounts in Miami, click here to view.

How do I know if I need professional advice?

When choosing coverage online or from an agent, there really isn’t a cookie cutter policy. Coverage needs to be tailored to your specific needs so this has to be addressed.Insurance savings
Here are some questions about coverages that could help you determine if your situation could use an agent’s help.

If it’s difficult to answer those questions, you may need to chat with an agent. To find lower rates from a local agent, take a second and complete this form or click here for a list of insurance companies in your area. It only takes a few minutes and can help protect your family.